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Terms and Conditions

Published on: 12 de February de 2026 by Leonardo Muñoz, last updated on 13 de February de 2026.
Reading time: 9 minutes.

Last updated: February 11, 2026

Please read these terms and conditions carefully, as well as the Privacy Policy of LM Pro. Participation in or use of LM Pro implies that you accept these terms and conditions. If you do not agree or accept them, you should not use or access this site.

Purpose and acceptance of use

This document governs access to and use of the website https://www.lmunozpro.site (hereinafter, the “Site”) as well as the products, services, content, functionalities and/or tools offered on it (hereinafter, jointly, the “Services”). By accessing, browsing or using the Site and the Services you agree to be bound by these Terms and Conditions in their version published on the Site at the time of access. If you represent a legal entity, you declare that you are authorized to bind it under these Terms.

Some or all of the products, services or content offered on the Site may include materials created or supplied by third parties. In such cases, such material will also be subject to the terms and conditions of the third-party provider, and LM Pro will not be responsible for contractual obligations existing between the user and the external provider, unless expressly stated otherwise.

In some cases, to access certain Services (for example, paid products, downloads, courses or newsletter) it is necessary for the user to provide registration information and/or subscribe. When data is requested, the user agrees to provide truthful, accurate, complete and up-to-date information.

The user may choose to stop receiving promotional communications at any time via the unsubscribe links included in them.

Definitions

  • User: any natural or legal person who accesses, browses or uses the Site or the Services.
  • Content: texts, documents, images, audios, videos, programs, interfaces, trademarks, logos and other materials accessible on the Site.
  • Controller: the natural or legal person owning the Site, in this case: Leonardo Muñoz (LM Pro).

Conditions and legal responsibilities

  • Access to and use of LM Pro makes the person who uses it a user of the Site and obliges them to comply with these terms and conditions.
  • The user undertakes to use the Site in accordance with current law and not to carry out activities that may infringe the rights of third parties, offend public morals, public order or constitute illegal acts (insults, threats, publishing malware or links to pages with malicious software, spam, identity theft, etc.). LM Pro reserves the right to suspend or cancel access to those who make improper use of the Site.
  • LM Pro is exempt from any liability for damages, losses, injuries or problems arising from the activities of any visitor or from the use that such visitors make of the Site’s content, to the extent permitted by law.
  • LM Pro may include links to external sites; such links are provided for reference only. LM Pro does not control or respond for the policies, practices or content of third parties and does not guarantee the availability, truthfulness or reliability of the external resources linked.
  • LM Pro reserves the right to publish, modify, suspend or remove, in whole or in part, the contents and services of the Site at any time and without prior notice, including limiting access to specific users when deemed appropriate.
  • Unauthorized use of LM Pro’s brand, trade name or logos is prohibited without the express written authorization of the rights holder.

User obligations

The user is obligated to:

  • Not to breach the security of the Site nor attempt to access resources, accounts, systems or networks of others without authorization.
  • Not to introduce content that infringes intellectual or industrial property rights of third parties nor disseminate illegal, defamatory, obscene information or contrary to applicable regulations.
  • To respect e-commerce and commercial communications regulations applicable in their jurisdiction when using the Site for commercial activities.

Registration and user accounts

If access to certain Services requires account creation, the user will be responsible for the truthfulness and updating of the data provided and will be responsible for maintaining the confidentiality of their credentials. LM Pro may suspend or cancel accounts that breach these Terms or that pose a risk of fraud or abuse.

Intellectual property

All content on the Site (texts, designs, logos, images, databases, programs, source code, etc.) is the property of LM Pro or its licensors and is protected by applicable intellectual and industrial property laws. Except with express written permission, the user may not reproduce, distribute, transform, exploit or publicly communicate such content without the appropriate license.

Viewing and temporary downloading of information for personal and private use is permitted, provided that copyright information is not altered or removed and it is not used for commercial or redistribution purposes.

User-generated content

Users who publish comments, reviews, articles or any other content (hereinafter, “User Content”) retain ownership of their contributions, but grant LM Pro a non-exclusive, transferable, sublicensable, royalty-free and worldwide license to use, reproduce, adapt, publish and distribute such content in relation to the provision of the Site and its services, including promotional activities. The user guarantees they hold the rights over User Content and that it does not infringe third-party rights; otherwise, they will be liable to LM Pro and to third parties for any claim, cost or damage.

Disclaimer of warranties and limitation of liability

The content of the Site is for general informational and educational purposes and should not be construed as professional, financial, legal or tax advice. In particular, any analysis, recommendation or information related to financial markets, brokers or investments is indicative in nature and the user should consult with professional advisors before making decisions that involve economic risks.

To the maximum extent permitted by applicable law:

  • LM Pro does not guarantee the availability, continuity, absence of errors or absolute truthfulness of the content or technical operation of the Site.
  • LM Pro will not be liable for direct, indirect, special, incidental, punitive or consequential damages arising from access, use, reliance on the Site’s information, or access to third-party linked sites.
  • LM Pro does not guarantee nor assume responsibility for the outcome of the user’s interaction with third-party sites, products, services, advertising or external links contained on the Site.

Disclaimer

Although efforts are made to keep information up to date, LM Pro does not guarantee permanent currency, completeness or accuracy of the content. The user accepts that use of the Site is at their own risk.

Prices and payments (if applicable)

When paid products or services are offered, displayed prices may include or exclude taxes as indicated. Payment, billing, refund and cancellation conditions will be governed by the specific terms applicable to each contracted Service (which will be available at the time of contracting). LM Pro may revoke promotions or correct pricing errors with the right to remedy or cancel orders in reasonable cases of manifest mistakes.

Refund and cancellation policy (if applicable)

Specific conditions for refunds, cancellations or returns will be stated in the particular terms of each product or service. In the absence of a specific clause, consumer protection regulations mandatory in the consumer’s jurisdiction will apply where appropriate.

Payments and security

Payments made on the Site are processed through third-party payment service providers. LM Pro does not manage or store full payment card information; any processing of financial data is carried out by the corresponding payment provider according to their terms and security standards.

Modification of the terms and conditions of use

LM Pro reserves the right to modify, update or revise these Terms at any time. Modifications will be effective from their publication on the Site. If changes are substantial and require re-processing of consents or notice, users will be informed by appropriate means. Continued use of the Site after publication implies acceptance of the modified version.

Duration and termination

Access to the Services is granted for an indefinite period unless otherwise agreed or these Terms are breached. LM Pro may suspend or cancel access of users who breach these conditions or who carry out fraudulent or illegal activities, without prejudice to any legal actions that may apply.

Indemnification

The user agrees to indemnify and hold LM Pro, its employees, collaborators and representatives harmless from any claim, expense, damage, penalty, loss or liability resulting from their breach of these Terms, improper use of the Site or infringement of third-party rights.

Transferability

LM Pro may assign or subcontract, in whole or in part, the rights and obligations arising from these Terms to third parties, notifying when appropriate and according to applicable law.

Data protection

The processing of personal data we carry out will be governed by the Privacy Policy available at: https://lmunozpro.site/es/politica-privacidad/.

Governing law and dispute resolution

These Terms will be governed by the laws of the country where the Controller is domiciled (Venezuela), unless mandatory law applicable to the user provides otherwise by virtue of their residence (for example, local consumer rights). For any dispute arising from use of the Site and provided applicable law does not prevent it, the parties submit to the jurisdiction of the competent courts of the Controller’s domicile, unless another jurisdiction is mandatory by law.

Severability clause

If any provision of these Terms is deemed null, invalid or unenforceable by a competent court, such provision shall be considered separate and shall not affect the validity and enforceability of the remaining provisions.

Assignment of rights

The user may not assign their rights or obligations arising from these Terms without the prior written consent of LM Pro. LM Pro may assign its rights and obligations to third parties.

Language

These Terms and Conditions are presented in Spanish. In case of translation into other languages, the Spanish version will prevail in the event of conflict, unless otherwise agreed.

Entire agreement

These Terms, together with the Privacy Policy and the particular terms applicable to certain services, constitute the entire agreement between the user and LM Pro in relation to their subject matter.

Final recommendation

LM Pro strives to adapt these conditions to an international compliance framework. If you need these terms to include specific clauses applicable to a particular jurisdiction (for example, local consumer requirements or sectoral regulations), we recommend consulting specialized legal advice to adapt and certify the text according to the pertinent local laws.

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